Ratcliffe Mortgages are number 1 for all mortgages Altrincham. Our services are regularly used by people across Sale, Timperley, Stockport and the whole of Manchester.
We are proud of our high level of service. Our goal is to give you independent, accurate and timely advice.
Bill Edisbury formed Ratcliffe Mortgages in 1999. He has 15 years experience of working in finance and has provided support and advice for nearly 1000 clients in that time.
Ratcliffe Mortgages is an independent company and is regulated directly by the FSA for all mortgage and home insurance businesses.
Mortgages advice is specific to your needs, we give independent advice in:
- Purchases up to 125%
- Self certified, both employed and self employed
- 1st Time Buyers, Buy to Let, Right to Buy
- Remortgages up to 125%
- Buildings and Contents
- Life, Level and decreasing term
- Commercial Mortgages
- Mortgages Altrincham
- Arrears, CCJs & defaults
- Mortgage & Income protection insurance
- Overseas Mortgages
It is likely that your mortgage deal will be the single most significant financial transaction that you will take responsibility for. It is is essential for prudent, sound financial management that you understand how your mortgage deal works, how you can take control of the repayments and know exactly what you are taking on.
Whether you are re-mortgaging or making a property purchase we will help you to identify savings and look at the possibility of redeeming your mortgage earlier. It is highly possible that a careful remortgage can reduce monthly payments and outgoings and we suggest that everyone out of their standard mortgage term to call and speak to our specialists who may be able to help and advise.
In addition we look to provide adequate protection for you and your family. We are committed to providing a high standard of service and customer choice.
Our team are looking forward to your call.