WELCOME TO MORTGAGE DIRECTIVES
As an independent mortgage brokers Northumberland we are able to source the whole of the market to find the most suitable mortgage that will meet the needs of the individual within the prevailing conditions.
Our bespoke service is offered in 2/3 stages:
1) Initial appointment to identify the needs and requirements.
2) Second appointment to look at the alternatives and choose the best course of action.
3) To take the necessary steps to meet these needs
These needs can be met by investigating one of the following areas:
Purchase –
1st Time BuyerHome MoverBuy to LetRight to BuyHoliday Home
Remortgage –
Change Lender to obtain lower rate, reducing costs.
Increasing borrowing fee for; Home Improvements, Debt Consolidation, Purchase second property
Commercial –
To buy a business premises Remortgage.
Throughout life people suffer from mishaps, in the financial world these can lead to –
Defaults
CCJs
Repossession
Arrears
IVA
Bankruptcy - discharged
We can assist people who have been in the above unfortunate situations (subject to status).
Self Certification – - For people who have more than one income
- Self-employed with less than 3 years accounts
- For people who receive bonus or commission
Within our mortgage brokers Northumberland practice we only assist with arranging the following insurances:
Building Insurance
Contents Insurance
Life Assurance
Income Protection
Critical Illness
You can e-mail Keith at goodwill2006@tiscali.co.uk to leave details of your requirements.
Your house may be repossessed if you do not keep up repayments on your mortgage.